Terms of Use

Effective: August 19, 2026

1. Acceptance & Educational Purpose

These Terms bind all visitors. Our content — guides, verdicts, and checklists — is educational and informational only. Road Cover Guide is not an insurance company, broker, agent, or quote engine, and nothing here is a policy, a quote, coverage advice, or a recommendation to buy coverage from a specific insurer.

2. Insurance Disclaimer

We do not sell insurance and we are not licensed to sell insurance. We do not guarantee coverage, eligibility, rates, or savings. Coverage availability, state minimums, and discounts vary by state and by insurer. Figures shown on this site are illustrative examples, not quotes. Always confirm details with a licensed agent and read your actual policy documents before making decisions.

3. Affiliate Disclosure & IP

We earn commissions through affiliate programs (such as Amazon Associates) and display advertising when you buy products or services through links on our site — at no extra cost to you. Affiliate links never change what we recommend, and we never sell policies. All content and guides are our exclusive intellectual property. Personal use welcome; commercial reproduction requires written consent.

4. User Rules & Disclaimers

Use the site lawfully. Don’t scrape, hack, or copy content without permission. THE SITE IS PROVIDED “AS IS” — NO WARRANTIES. We are not liable for decisions you make based on our content, nor for indirect, incidental, or consequential damages. Liability cap: $100 USD. Third-party links are not under our control.

5. Governing Law

These Terms are governed by the laws of Ohio, United States. Disputes resolved in the courts of Franklin County, Ohio. We may update these Terms; continued use = acceptance.

6. Contact